Eugene School District 4J provides each benefit eligible employee* with coverage under its Long-Term Disability (LTD) Insurance Plan. LTD coverage is designed to provide income protection should you become disabled on or off the job. You may file a claim if you are unable to continue working, or if you must reduce your hours, due to a disability. Valuable resources can be found on The Standard’s dedicated OEBB Web page, including:
- Coverage Highlights and Benefits at a Glance (Plan 12 is the plan 4J offers)
- Frequently Asked Questions Brochure
- Detailed Certificate of Coverage
What the LTD Benefit Provides
If you become disabled and your LTD claim is approved, you will receive up to 66.66% of your pre-disability gross income after 90 days from the date your disability began. Refer to the Certificate of Coverage for more information.
How to File a Disability Claim
The Standard offers a number of simple ways to initiate an LTD claim:
Online
Visit their Web site (www.standard.com/mybenefits/oebb) and click “Forms”. A drop-down menu will present all the claim forms for their various insurance plans. Under the category “Long-Term Disability”, click “Submittable Online Form”. On the resulting Web page, click “Long-Term Disability Benefit Claims Packet“. An online form with instructions will pop up in a new window. (Be sure your Web browser is set to allow pop-ups.)
By Mail
Visit their Web site (www.standard.com/mybenefits/oebb) and click “Forms”. A drop-down menu will present all the claim forms for their various insurance plans. Under the category “Long-Term Disability”, click “Employee Claim Packet“. A printable form with instructions will pop up in a new window. (Be sure your Web browser is set to allow pop-ups.)
By Phone
Simply call The Standard’s dedicated OEBB Customer Service Department at 866.756.8115 (TTY), from 8:00 a.m. to 5:00 p.m. Pacific Time. They’ll get your claim started right then over the phone.
*Note: Employees eligible for the Licensed Substitute benefits package are not eligible for LTD coverage.
