Anthem Health Insurance

• Dependent coverage available with payroll deductions
• Effective January 1 through December 31
• More information:  2022 Application & Update Form | 2022 Benefits Selection Guide 

Delta Dental Insurance

• Board Paid – Single Policy
• Dependent coverage available with payroll deductions
• $2,000 Maximum Benefit per plan year (September 1 – August 31)
• More information: Delta Dental Enrollment  | Delta Dental Benefits | Delta Dental Benefit Summary for Dependents | 
  Delta Dental Participating Providers

Vision Service Plan (VSP)

• Board Paid – Single Policy
• Dependent coverage available during Open Enrollment for payroll deduction
• Policy has restrictions and deductibles
• More information:  VSP Enrollment  Vision Benefit Summary | VSP Contact Guide
• Cobra Vision Insurance

Life Insurance

• Board Sponsored: $20,000 coverage with 5Star Life Insurance Application  (Please print off the following form or contact 5Star directly for policy, name changes, or beneficiary changes at 866-863-9753:  5STAR Life Insurance Address Update Form)
• State Sponsored: $20,000 coverage with MetLife | MetLife Rates

Other Fringe Benefits

• Sick, Personal, and Emergency Leave (Refer to Board Policy)
• Workers Compensation, Unemployment Insurance, and Employee Liability Insurance
• Retirement Plans

Additional Insurance, Tax Shelters, Other Deductions

• Available through payroll deduction
• See Employee Benefits Office

Cafeteria 125 Fringe Benefit Plan

• Plan allows you to purchase additional health coverage with pretax dollars to reduce your taxable income
• Deductions are changed ONLY at the beginning of the new plan year
• Plan year begins April 1 and ends March 31
• Both American Fidelity and AFLAC offer pretax benefit options for our employees. You will be notified when the agents are available to discuss these options with you. For changes to your policy, visit their website links above.

Changes to Deduction

• To change a payroll deduction, the change must be submitted to the Employee Benefits Office in writing by the 13th if the change is for the 30th payroll and by the 27th if the change is for the 15th payroll. ****EXCEPTIONS – Deferred Comp and premiums sheltered under the Cafeteria Plan

Flexible Spending Account

• Allows employee to have an account set up to help pay for unreimbursed medical expenses
• Employee must indicate FSA amount on health insurance application as a new employee or during Open Enrollment