Voluntary Benefits

• Covers up to 66% of your income

• Maternity Coverage

• Built in accident benefits

• Built in hospital confinement benefits

• Accidental Death and Dismemberment Coverage

• Protects your paycheck

• Covers you in the event you are off work for an accident or illness after 90 days income

• Covers 60% of your income

• Coverage for 2 years of disability or to age 65

Help cover expenses from diagnosis through recovery.

In the event of a cancer diagnosis, Colonial Life is here to help. Cancer insurance helps provide a financial safety net that can assist with covering cancer-related expenses that medical insurance doesn’t cover, so you can focus on what matters most: recovery.

If you are eligible for state benefits, you are provided $20,000 in life insurance through your state benefits. As an employee of Nelson County Schools you can purchase additional life insurance.

Employees can elect up to $200,000 in additional life coverage, your spouse can elect up to $50,000, and you can elect $10,000 for our children. Coverage is based on eligibility through medical underwriting.

Accident insurance is designed to help you fill some of the gaps caused by increasing deductibles, co-payments and out-of-pocket costs related to accidental injury. The benefit to you is that you may not need to use your savings or secure a loan to pay expenses.

Critical illness insurance is designed to focus on the many ways critical illness touches your life. You can use the benefit any way you wish. Whether it’s for treatment, changes to your home or someone to watch your children.

If you’re diagnosed with a covered critical illness, group critical illness insurance from Colonial Life can help with your expenses, so you can concentrate on what’s most important-your treatment, care, and recovery.

Some critical illnesses covered include heart attack, stroke, end-stage renal failure, major organ failure, coma and blindness, as well as others.

This coverage can help with medical costs associated with a hospital stay that your health insurance may not cover. These benefits are available for you, your spouse, and eligible dependent children.

Group Medical Bridge insurance can help with the medical costs associated with a hospital stay that your health insurance may not cover. These benefits are available for you, your spouse and eligible dependent children.

The plan is compatible with health savings account (HSA) guidelines, but may be offered to employees who do not have an HSA. Talk with your insurance provider to learn about coverage details.

Even after insurance payments for emergency transportation, you could receive a bill of up to $5,000 for a ground ambulance and as high as $70,000 for an air ambulance.

Please refer to Employee Navigator for the brochure and price. CONTACT: 304-791-9401