Through proper planning, you can protect your loved ones, even when you're no longer there. Learn about 10 Basic Steps for Special Needs Caregivers.

Helping you navigate through life's twists and turns—providing you the stepping stones for disability planning. Services offered: obtain maximum Social Security benefits; understand and apply for state government programs including state Waivers (community support services); navigate working with maintaining all or some of their cash benefits; create a Person Center Plan and guidance in creating safeguards in a special needs trust. 

Experience helping families with special needs. We can serve as a single point of contact to help you address many aspects of your financial situation, including issues that may be unique to individuals with special needs.

A PA ABLE account gives individuals with qualified disabilities (Eligible Individuals), and their families and friends, a tax-free way to save for disability-related expenses, while maintaining government benefits. Federal and state law authorized the creation of PA ABLE accounts.

Ruggiero Law Offices LLC helps families plan for the future care of a child with special needs. A key component of planning is the establishment of a special needs trust so that government benefit eligibility is preserved and selecting a guardian by age 18. Additionally, we provide guidance in creating a family mission statement and proper handling of insurance. Ruggiero Law Offices LLC is here to present options so you are confident in your child's long-term care. Contact us at 610-889-0288.

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Financial advisors providing advice tailored to individual circumstances.